Get Furniture Today, Pay Later with Affirm
No late fees, no hidden fees, and the time it takes to pay is up to you. Choose from several flexible plans designed to fit your needs.
No Credit Required When Using Acima Leasing
Flexible, lease-to-own terms… on your terms. No credit required. No debt to take on. $49 is all it takes to get you started on your purchase.
LOOKING FOR OTHER PAYMENT OPTIONS?
At Rooms To Go, we provide easy payment alternatives that match your needs.
Just choose the one that’s the best fit.
LOOKING FOR OTHER PAYMENT OPTIONS?
At Rooms To Go, we provide easy payment alternatives that match your needs.
Just choose the one that’s the best fit.
ADDITIONAL PAYMENT OPTIONS
Finance Options
NO INTEREST Until MARCH 2029*
No Interest Until March 2029*
*Total payment including 2% promo fee equals $1,018.98 or less. On purchases priced at $895 and up made with your Rooms To Go credit card through 5/5/25. 47 equal monthly payments required. Promo fee of 2% of amount financed will be included in monthly payments. Rooms To Go requires a down payment equal to sales tax and delivery.
*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment. A promo fee, 2% of amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and delivery, will be charged a promo fee of $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including promo fee) and including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed (including promo fee) divided by number of months in promo period, rounded up to next cent, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Rooms To Go requires a down payment equal to sales tax and delivery.
36 Month Financing
36 Months Interest Free Financing*
On purchases made with your Rooms To Go credit card through 5/5/24. Equal Monthly Payments required for 36 months.
*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment. A promo fee, 2% of amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and delivery, will be charged a promo fee of $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including promo fee) and including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed (including promo fee) divided by number of months in promo period, rounded up to next cent, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
17 Month Financing
17 Months Interest Free Financing*
On purchases made with your Rooms To Go credit card through 5/5/25. Equal Monthly Payments Required for 17 months.*
*Qualifying purchase amount is determined prior to any discount or down payment. A Promo Fee does not apply to this offer. No interest will be charged on promo purchase balance including related optional debt cancellation fees, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24, Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.​ ​
Rooms To Go requires No Down Payment.
IN STORE ONLY 50 Month Financing
IN STORE ONLY! INTEREST FREE FINANCING FOR 50 MONTHS*
On purchases priced at $1475 and up made with your Rooms To Go credit card through 4/30/25. Equal Monthly Payments required 50 Months. Promo fee of 2% of amount financed will be included in monthly payments. Rooms To Go requires a down payment equal to sales tax and delivery.
*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment. A promo fee, 2% of amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and delivery, will be charged a promo fee of $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including promo fee and including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed (including promo fee) divided by number of months in promo period, rounded up to next cent, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Rooms To Go requires a down payment equal to sales tax and delivery.
In Store Only Mattress Finance Offer
IN STORE ONLY! 72 MONTHS INTEREST FREE FINANCING* ON PREMIUM MATTRESS BRANDS
On select In-Store mattress purchases priced at $2499 and up made with your Rooms To Go credit card from 4/8/25 - 5/5/25. Qualifying mattress brands are Beautyrest Black, Stearns & Foster and Tempur-Pedic. Equal Monthly Payments required for 72 Months. Promo fee of 2% of amount financed will be included in monthly payments. Rooms To Go requires a 20% down payment.
* The Rooms To Go credit card cannot be used for required 20% down payment.  Offer valid only on Tempur-Pedic, Stearns & Foster and Beautyrest Black in store purchases only. No interest will be charged on promo purchase (including related optional credit insurance/debt cancellation charges) and equal monthly payments are required on promo purchase until it is paid in full. A promo fee, 2% of amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and delivery, will be charged a promo fee of $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including promo fee) and including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed (including promo fee) divided by number of months in promo period, rounded up to next cent, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.